Hi NWMW,
I am still (at heart) a hardware guy (hence I recently purchased a DX21 and DX7 !). Though I have a few Steinberg and Aruria VST’s on my PC. I am kind of the opposite to you in that I find that the more VIRTUAL stuff you own, the LESS it gets used and jut ends up sitting there. Whereas I have been studying FM Synthesis and the DX’s solid for nearly a year now. However, I have made the least progress on my EMU E4 (sadly).
Best,
Paul