One of the nice things in my music life has been that the guitar I bought in 1969 is still … my guitar. As I get very close to retirement and incomes and costs erode my spendable options over the next 20 years ( I hope) I can see things in my current life that must be trimmed back and curtailed if there is to be any form of lifestyle continuity. Recurring monthly charges as they are right now are a developing burden to keep on going or increasing.
For me, a big deal breaker. I still have Cakewalk on 3.5" floppies and a few 10" reels