Use 32 bit and 48khz.
I’ve done tests with vsti’s and recorded them at 96k and 48khz. At 96(my card won’t go any higher) you get a nice shimmering high end that is not so present on the 48k but the thing is it’s not really a big deal unless you are doing blu ray stuff. If you producing music that’s inevitably going to be 44100 in the end then it won’t make a difference. I recorded a track at 96 and then bounced it down to 441. Then I compared the two and I still lost the high end shimmer that the original 96k file had. If I remember correctly nothing really was lost on the low end. So all in all you can eq to get some more high end if you need it. Sometimes it can be to much and you need to shave it off the 96k stuff.
As for 32 bit,well you get way more headroom to play with and a bunch of other crap that I don’t care about.